{"id":1289,"date":"2025-12-13T06:22:00","date_gmt":"2025-12-13T06:22:00","guid":{"rendered":"https:\/\/manseturfa.com\/?p=1289"},"modified":"2025-12-13T06:22:00","modified_gmt":"2025-12-13T06:22:00","slug":"kredi-karti-faizlerinde-indirim-yeni-sistem-1-ocakta","status":"publish","type":"post","link":"https:\/\/manseturfa.com\/?p=1289","title":{"rendered":"Kredi Kart\u0131 Faizlerinde \u0130ndirim: Yeni Sistem 1 Ocak\u2019ta!"},"content":{"rendered":"<p>Resmi Gazete\u2019de yay\u0131mlanan yeni d\u00fczenlemeyle birlikte kredi kart\u0131 kullan\u0131c\u0131lar\u0131n\u0131 yak\u0131ndan ilgilendiren \u00f6nemli bir de\u011fi\u015fikli\u011fe gidildi. Kararla birlikte kredi kart\u0131 faiz oranlar\u0131nda indirime gidilirken, kart bor\u00e7lar\u0131 ayl\u0131k ekstre tutar\u0131na g\u00f6re s\u0131n\u0131fland\u0131r\u0131ld\u0131.<\/p>\n<p>Yeni sistemde kredi kart\u0131n\u0131n toplam limiti de\u011fil, hesap kesiminde olu\u015fan d\u00f6nem borcu esas al\u0131nacak.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Kredi Kart\u0131 Faizlerinde \u0130ndirim: Yeni Sistem 1 Ocak\u2019ta!\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"709\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/12\/6785e-693d09b00ee55.jpg\" width=\"1195\" \/><\/p>\n<p><strong>Borcu D\u00fc\u015f\u00fck Olan Daha Az Faiz \u00d6deyecek<\/strong><\/p>\n<p>D\u00fczenlemeye g\u00f6re, ayl\u0131k ekstre borcu 30 bin TL\u2019ye kadar olan kart sahipleri en d\u00fc\u015f\u00fck faiz oran\u0131ndan yararlanacak. Daha \u00f6nce 25 bin TL olan bu s\u0131n\u0131r, yeni kararla birlikte 30 bin TL\u2019ye y\u00fckseltildi.<\/p>\n<p><strong>Orta Bor\u00e7 Grubunda da Faiz \u0130ndirimi<\/strong><\/p>\n<p>Ayl\u0131k borcu 30 bin TL ile 180 bin TL aras\u0131nda olan kart sahipleri i\u00e7in de faiz oranlar\u0131 d\u00fc\u015f\u00fcr\u00fcld\u00fc. Bu gruptaki kullan\u0131c\u0131lar, eski sisteme g\u00f6re daha d\u00fc\u015f\u00fck faiz \u00f6deyecek.<\/p>\n<p><strong>Y\u00fcksek Bor\u00e7lular \u0130\u00e7in de \u0130ndirim Var<\/strong><\/p>\n<p>Ayl\u0131k borcu 180 bin TL\u2019nin \u00fczerinde olan kart sahipleri en y\u00fcksek faiz grubunda yer alacak. Ancak bu grup i\u00e7in uygulanan faiz oranlar\u0131 da eski sisteme g\u00f6re a\u015fa\u011f\u0131 \u00e7ekildi.<\/p>\n<p><strong>Limit De\u011fil, Ekstre Borcu Esas Al\u0131nacak<\/strong><\/p>\n<p>Uzmanlar, d\u00fczenlemenin kredi kart\u0131 limitleriyle ilgili olmad\u0131\u011f\u0131n\u0131 vurguluyor. Yeni sistemde belirleyici unsur:<\/p>\n<p>\u201cKart\u0131n ayl\u0131k hesap kesiminde ne kadar bor\u00e7 b\u0131rakt\u0131\u011f\u0131\u201d<\/p>\n<p>Yani limiti y\u00fcksek olan ancak borcunu d\u00fc\u015f\u00fck tutan kullan\u0131c\u0131lar, daha avantajl\u0131 faiz oranlar\u0131ndan yararlanabilecek.<\/p>\n<p><strong>Ne zaman y\u00fcr\u00fcrl\u00fc\u011fe girecek?<\/strong><\/p>\n<p>Yeni kredi kart\u0131 faiz sistemi 1 Ocak 2026 itibar\u0131yla uygulanmaya ba\u015flanacak.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Resmi Gazete\u2019de yay\u0131mlanan yeni d\u00fczenlemeyle birlikte kredi kart\u0131 kullan\u0131c\u0131lar\u0131n\u0131 yak\u0131ndan ilgilendiren \u00f6nemli bir de\u011fi\u015fikli\u011fe gidildi&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1289","post","type-post","status-publish","format-standard","hentry","category-guncel-haberler"],"_links":{"self":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts\/1289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1289"}],"version-history":[{"count":0,"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts\/1289\/revisions"}],"wp:attachment":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}