BDDK kredi kart\u0131 limitlerini gelirle s\u0131n\u0131rlad\u0131, y\u00fcksek limitleri d\u00fc\u015f\u00fcr\u00fcyor.\u00a0<\/p>\n
BDDK, 11366 say\u0131l\u0131 Kurul Karar\u0131nda bor\u00e7 yap\u0131land\u0131r\u0131lmas\u0131yla ilgili yap\u0131lan de\u011fi\u015fiklikler: D\u00f6nem borcu \u00f6denmemi\u015f kredi kart\u0131 bor\u00e7lar\u0131 ile 30+ g\u00fcn gecikmi\u015f ihtiya\u00e7 kredileri, karar tarihinden itibaren 3 ay i\u00e7inde talep edilirse azami 48 ay vadeyle yeniden yap\u0131land\u0131r\u0131labilecek. Yap\u0131land\u0131rma taksitleri ilgili ay\u0131n asgari \u00f6deme tutar\u0131na eklenecek ve yap\u0131land\u0131r\u0131lan borcun %50’si \u00f6denmeden kredi kart\u0131 limit art\u0131\u015f\u0131 yap\u0131lamayacak.<\/p>\n
Yeni kredi kart\u0131 verilmesi veya limit art\u0131r\u0131m\u0131 i\u015flemlerinde t\u00fcm bankalardaki toplam limit, yaln\u0131zca ayl\u0131k veya y\u0131ll\u0131k ortalama gelire g\u00f6re belirlenecek. Gelir teyidi maa\u015f bordrosu, vergi levhas\u0131 gibi resmi belgelerle yap\u0131lacak.<\/p>\n
BDDK, toplam kredi kart\u0131 limitinin 13,3 trilyon TL oldu\u011funu ve sadece %21\u2019inin kullan\u0131ld\u0131\u011f\u0131n\u0131 belirterek y\u00fcksek limitlerin risk yaratt\u0131\u011f\u0131n\u0131 vurgulad\u0131. D\u00fczenlemeler, 2025\/18 say\u0131l\u0131 Cumhurba\u015fkanl\u0131\u011f\u0131 Genelgesi ve Finansal \u0130stikrar Komitesi kararlar\u0131 \u00e7er\u00e7evesinde al\u0131nd\u0131.<\/p>\n
Mevcut y\u00fcksek limitlerde zorunlu indirim uygulanacak; toplam limiti 400.000 TL -750.000 TL aras\u0131 olanlar\u0131n limitleri %50, 750.000 TL \u00fczeri olanlar\u0131n ise %80 azalt\u0131lacak. Bu indirimler en ge\u00e7 15 \u015eubat 2026’ya kadar tamamlanacak. 400 bin TL ve alt\u0131ndaki limitler etkilenmeyecek. Kullan\u0131c\u0131lar\u0131n yakla\u015f\u0131k %75’i bu grupta yer al\u0131yor. Ayr\u0131ca, 1 Ocak 2027 itibar\u0131yla t\u00fcm limitler gelirle tam uyumlu hale getirilecek ve kullan\u0131lmayan limitler silinebilecek.<\/p>\n","protected":false},"excerpt":{"rendered":"
BDDK kredi kart\u0131 limitlerini gelirle s\u0131n\u0131rlad\u0131, y\u00fcksek limitleri d\u00fc\u015f\u00fcr\u00fcyor.\u00a0 BDDK, 11366 say\u0131l\u0131 Kurul Karar\u0131nda bor\u00e7…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2310","post","type-post","status-publish","format-standard","hentry","category-guncel-haberler"],"_links":{"self":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts\/2310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2310"}],"version-history":[{"count":0,"href":"https:\/\/manseturfa.com\/index.php?rest_route=\/wp\/v2\/posts\/2310\/revisions"}],"wp:attachment":[{"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manseturfa.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}